“ITR Filing Mistakes Jo Aapko Bhari Nuksan Pahucha Sakti Hain!” ITR filing me hone wali common galtiyon aur unke solutions ka detailed guide.
ITR (Income Tax Return) filing ek mahatvapurn prakriya hai jo har taxpayer ko sahi tareeke se poori karni chahiye. Lekin aksar log is process me kuch aisi galtiyan kar dete hain jo unke liye bhari pad sakti hain. Inhi galtiyon aur unke solutions ke baare me hum is blog me vistar se jaanenge.
1. Galat Income Detail Dena
Bahut se log apni income ko galat tarike se declare kar dete hain ya phir kuch sources ki income ko chhupa lete hain. Aisa karne par Income Tax Department aapko notice bhej sakta hai aur penalty bhi lag sakti hai.
Solution: Aapko apni salary, business income, rental income, interest income, aur any sources se milne wali income ko sahi tarike se declare karna chahiye. Form 26AS, AIS, aur TIS ko check karna na bhoolein.
2. Galat ITR Form Ka Chayan
Bahut baar taxpayers sahi ITR form nahi chun pate hain, jiska natija ye hota hai ki unka return reject ho sakta hai ya phir unhe unnecessary dikkat ka samna karna pad sakta hai.
Solution: Apni income category ke anusaar sahi ITR form ka chayan karein. Agar aap salaried hain toh ITR-1, business wale logon ke liye ITR-3 ya ITR-4, aur capital gains wale taxpayers ke liye ITR-2 suitable hota hai.
3. TDS Mismatch Ya Galat Bank Details
Agar aapke Form 16/16A ya Form 26AS me di gayi TDS detail aur aapke dwara file ki gayi details me mismatch hota hai, toh aapko refund me deri ho sakti hai ya aapko notice bhi mil sakta hai.
Solution: ITR file karne se pehle Form 26AS aur AIS report ka dhyan se analysis karein aur ensure karein ki sari details sahi hain.
4. Deduction Aur Exemption Ka Claim Na Karna
Bahut se log apne eligible deductions jaise ki Section 80C, 80D, 80E, aur HRA exemption ka pura benefit nahi le pate, jisse unka tax liability badh jata hai.
Solution: Apni investments jaise ki PPF, EPF, LIC premium, health insurance premium, education loan interest, aur home loan interest ko check karein aur applicable deductions ka pura benefit uthayein.
5. Verification Na Karna
ITR file karne ke baad agar aap uska verification nahi karte, toh wo process complete nahi mana jata aur aapka return invalid ho sakta hai.
Solution: Aap ITR verification online e-verification ke madhyam se Aadhaar OTP ya Net Banking ke dwara kar sakte hain. Agar offline mode chahte hain toh signed ITR-V form ko Bengaluru ke CPC office me bhejna hoga.
6. Due Date Ka Dhyan Na Dena
Agar aap due date tak ITR file nahi karte hain, toh aapko late fees, interest, aur penalties ka samna karna pad sakta hai. Saath hi, aapke losses ko carry forward karne ka option bhi chala jata hai.
Solution: ITR filing ki last date ka dhyan rakhein aur time par apna return file karein. Normally, salaried aur non-audit cases ke liye ITR filing ki last date 31 July hoti hai.
Conclusion
ITR filing ek zimmedari bhara kaam hai, jisme koi bhi galti bhari pad sakti hai. Isliye, har taxpayer ko upar di gayi common galtiyon se bachna chahiye aur sahi tareeke se apna return file karna chahiye. Agar aapko ITR file karne me dikkat ho rahi hai, toh kisi expert ya CA ki madad le sakte hain.
Aap bhi in tips ko follow karke bina kisi dikkat ke apna ITR file karein aur bhavi samasyaon se bachen!
               Frequently Asked Questions (FAQs)
- ITR file karne ki last date kya hoti hai?
Answer: Normally, salaried aur non-audit cases ke liye ITR filing ki last date 31 July hoti hai. Lekin, kisi specific financial year ke liye latest update check karna zaroori hai.
- Agar maine galat ITR form choose kar liya toh kya hoga?
Answer: Agar aapne galat ITR form choose kiya hai toh aapka return reject ho sakta hai ya notice aa sakta hai. Aap revised return file karke sahi form use kar sakte hain.
- Kya main ITR file karne ke baad changes kar sakta hoon?
Answer: Haan, agar aapne koi galti ki hai toh aap due date ke andar revised return file kar sakte hain.
- Agar maine ITR verify nahi kiya toh kya hoga?
Answer: Agar aap ITR verify nahi karte hain toh aapka return process nahi hoga aur wo invalid mana jayega. Aap online ya offline mode se ITR verification kar sakte hain.
- Kya mujhe ITR file karna zaroori hai agar meri income taxable limit se kam hai?
Answer: Nahi, lekin agar aapke paas foreign assets hain, high-value transactions ki hain, ya future loan application ke liye ITR chahiye ho toh file karna behtar hai.
- Kya main CA ki madad bina ITR file kar sakta hoon?
Answer: Haan, agar aapko tax rules ki samajh hai toh aap khud bhi ITR file kar sakte hain. Lekin agar koi complex income source hai toh CA ki salah lena behtar hoga.
      Â
Quick Summery
ITR (Income Tax Return) filing ek mahatvapurn prakriya hai jo har taxpayer ko sahi tareeke se poori karni chahiye. Lekin aksar log is process me kuch aisi galtiyan kar dete hain jo unke liye bhari
Posted by
