15 CA
Done-for-you by Company Mitra's qualified experts — 100% online, transparent pricing, no running around.
- 1 to 2 working days
- 100% Online
- Qualified Experts
- Secure Payment
What you get
- Filed Form 15CA acknowledgement with acknowledgement number
- Copy of submitted Form 15CA for bank
- Advice on TDS applicability on the remittance
Documents required
Keep these ready — scanned copies or clear phone photos are fine.
- PAN of remitter (Individual) – Mandatory
- Name and address of remittee (foreign party) (Other) – Mandatory
- Invoice or agreement for remittance (Other) – Mandatory
- Bank details and remittance amount (Individual) – Mandatory
- Form 15CB (if remittance is taxable and above ₹5 lakh) (Other) – Optional
- Tax residency certificate and Form 41 of remittee (for DTAA) (Other) – Optional
- Income tax portal login (Individual) – Mandatory
How it works
1 to 2 working days after documents
- 1Share remittance details
- 2Send invoice, remittee details and amount
- 3Taxability review
- 4We check which part of Form 15CA applies
- 5Form filing
- 6We file Form 15CA on the income tax portal
- 7E-verification
- 8You or your authorised signatory verify the form
- 9Submit to bank
- 10Submit the acknowledgement to your bank for remittance
About 15 CA
Overview
When money is sent from India to a non-resident, the remitter must furnish information in Form 15CA (now Form 145 under the Income-tax Rules 2026) on the income tax portal. Banks will not release foreign remittances without it in most cases.
Form 15CA has four parts. Part A applies where the taxable remittance is up to ₹5 lakh in a financial year, Part B where a lower or nil deduction certificate is obtained, Part C where the amount exceeds ₹5 lakh and a CA certificate in Form 15CB is required, and Part D where the remittance is not chargeable to tax.
Company Mitra checks the nature of the payment, the applicable DTAA and TDS position, selects the correct part and files the form so that your remittance goes through smoothly. If Form 15CB is needed, our CA can issue it as well.
Who needs it
- Individuals and businesses remitting money abroad
- NRIs repatriating funds from India
- Companies paying foreign vendors, royalty or service fees
- Banks require it before processing foreign remittance
What's included
Included:
- Determination of applicable part of Form 15CA (Part A, B, C or D)
- Checking whether remittance is taxable and whether Form 15CB is needed
- Filing of Form 15CA (Form 145 under Income-tax Rules 2026) on the income tax portal
- Adding CA as authorised person where Part C applies
- Sharing acknowledgement for bank submission
Not included:
- Form 15CB CA certificate (available as separate service)
- Tax payable on remittance
- Lower deduction certificate
- Bank charges
Ready to get started?
Place your order in 2 minutes — our expert takes it from there.
Frequently asked questions
When is Form 15CA required?
Form 15CA is a declaration by the remitter for most payments to a non-resident, and banks ask for it before processing the foreign remittance.
Is Form 15CB always needed?
No. Form 15CB, a CA certificate, is needed mainly where the taxable remittance exceeds ₹5 lakh in a year and no lower deduction certificate is available.
What is the new form number?
Under the Income-tax Rules 2026, Form 15CA corresponds to Form 145 and Form 15CB to Form 146.
Can I remit personal savings without Form 15CA?
Certain remittances listed in the specified list, such as some LRS remittances by individuals, do not need Form 15CA. We check this for you.
Compliances after this
- Deposit TDS deducted on the remittance by the 7th of next month
- Include the payment in the quarterly non-resident TDS return (earlier 27Q)
- Keep invoice, agreement and acknowledgement on record
Penalty for delay / non-compliance
Failure to furnish Form 15CA or furnishing inaccurate information can attract a penalty of ₹1,00,000 (earlier section 271-I). Not deducting tax on taxable remittances can also lead to disallowance of expense and interest.
